Achieving financial wellness requires more than just a good credit score. Here are HL Hunt’s top tips for smart credit-building:
1. Set Financial Goals
Define your short- and long-term objectives to guide your credit usage.
2. Monitor Your Credit Report
Stay informed about your progress and address any inaccuracies.
3. Keep Credit Utilization Low
Aim to use no more than 30% of your available credit.
4. Avoid New Credit Applications
Too many hard inquiries can hurt your score.
With HL Hunt’s support, you can achieve a balanced and successful financial future.