Banking
Now accepting signups

Personal
Banking.

by HL Hunt — Your money, modernized

A checking account, high-yield savings, and a smart debit card — all in one app. No monthly fees, no minimums, and your money earns 4.25% APY while you sleep.

Coming Soon
Join the waitlist — launching soon
+4.25%
Savings APY
$0
Monthly fee
HL Hunt
HomeCardSendSave
Total Balance
$6,842.50
↑ $480 this month
Your Accounts
Personal Checking
••3847 · Debit card linked
$2,342.50
Active
High-Yield Savings
••9201 · 4.25% APY
$4,500.00
4.25% APY
Send
Request
Pay Bills
Save
Spending (7d)
24h7d30d
Recent ActivityView All →
Direct deposit
Employer · today
+$2,180
Received
Whole Foods
Debit card · 2h ago
-$67.42
Completed
Rent — Zelle
Transfer · yesterday
-$1,450
Sent
Savings interest
Savings · yesterday
+$0.52
Daily
No monthly fees
FDIC insured
4.25% savings APY
Get paid 2 days early
Free ATM network
No overdraft fees
Instant P2P transfers
No monthly fees
FDIC insured
4.25% savings APY
Get paid 2 days early
Free ATM network
No overdraft fees
Instant P2P transfers

Banking that actually puts you first

No hidden fees, no gimmicks. Just a better bank account that helps your money grow

$0
Monthly Fees
4.25%
Savings APY
2 days
Early Direct Deposit
55K+
Fee-Free ATMs
Features

Your money, your way

Checking, savings, a smart debit card, and tools to help you spend less and save more

HL Hunt
$2,342
Personal Checking · ••3847
Direct deposit+$2,180
Whole Foods-$67.42
Netflix-$15.99
Send Money
$0 fees forever
Paid 2 days early

Personal Checking

No fees, no minimums. Get your paycheck up to 2 days early with direct deposit.

4.25%
APY
$4,500 balance
+$15.94/mo interest

High-Yield Savings

Earn 4.25% APY — 10x the national average. No lock-ups, withdraw anytime.

•••• •••• •••• 3847
Virtual CardVISA
4242 •••• •••• 3847
Your NameVISA
1.5% cashback

Smart Debit Card

Instant virtual card + physical card. Earn cashback, lock/unlock in one tap, real-time alerts.

You
HL Hunt Checking
⚡ Instant
Anyone
Phone, email, or bank
$0 fees · Instant

Send & Receive Instantly

Pay friends, split bills, send rent — all free and instant. Works with any bank account, phone number, or email.

March Budget$1,840
Rent
$1,450
Food
$280
Subscriptions
$110
✓ Auto-tracked · AI categorized
Under budget ✓

Smart Budgeting

AI tracks your spending automatically. Set budgets, get alerts, and see exactly where your money goes.

APY
4.25%
Total Saved
$4,500
Goal
$10,000
FDIC
$250K
Emergency Fund
$3,000
Vacation
$800
New Laptop
$700

Savings Goals

Create unlimited savings buckets. Auto-save with round-ups, recurring transfers, or set custom rules. All earning 4.25% APY.

🏠
⚡
📱
🚗
💧
5 bills on autopay

Bill Pay & Autopay

Pay rent, utilities, phone, car — all from one place. Set autopay and never miss a due date again.

FDIC Insured
All systems secure
Lock card instantly

Protected & Secure

FDIC insured up to $250K. Biometric login, instant card lock, real-time fraud alerts, $0 liability.

Everything Included

More than just a bank account

Every feature you need, zero fees you don't. All included from day one.

🏦
Personal Checking
No monthly fees, no minimums, real routing & account number
💰
4.25% APY Savings
10x the national average. Earn interest daily, no lock-ups
💳
Smart Debit Card
Virtual + physical card, instant notifications, 1.5% cashback
⚡
Early Direct Deposit
Get your paycheck up to 2 days before everyone else
🎯
Savings Goals
Create unlimited buckets — vacation, emergency, new car, anything
🔄
Round-Up Savings
Automatically round up every purchase to the nearest dollar and save
📱
Mobile Banking
Full-featured iOS & Android app with biometric login
💸
Instant P2P Transfers
Send money to anyone instantly — by phone, email, or bank
📋
Bill Pay & Autopay
Pay all your bills from one place. Set it and forget it
📊
Smart Budgeting
AI auto-categorizes spending with budgets and alerts
🏧
55K+ Free ATMs
Allpoint & MoneyPass networks. No out-of-network fees ever
🚫
No Overdraft Fees
We'll never charge you for going a little over. Period
📸
Mobile Check Deposit
Snap a photo and deposit checks instantly from your phone
🛡
FDIC Insured
Your deposits insured up to $250K through Coastal Community Bank
🔐
Instant Card Lock
Lost your card? Freeze it in one tap from the app
📈
Credit Building
Build your credit score with HL Hunt Credit Builder (coming soon)
🔔
Real-Time Alerts
Instant push notifications for every transaction, login, and change
🌎
No Foreign Transaction Fees
Use your card anywhere in the world with zero markup

One account. Zero fees.

No tiers, no upsells, no gotchas. Everyone gets everything.

Personal
$0/mo
free forever — no minimums
Includes everything
  • Checking + savings
  • 4.25% APY savings
  • Virtual + physical debit card
  • Early direct deposit
  • 55K+ free ATMs
Coming Soon
Everything Included
Personal Plus
$0/mo
with qualifying direct deposit
Unlock with $500+ DD
  • Everything in Personal
  • 1.5% cashback on purchases
  • Credit builder tool
  • $0 international fees
  • Priority support
Coming Soon
Family
$5/mo
for the whole household
Perfect for Families
  • Everything in Plus
  • Up to 5 sub-accounts
  • Teen debit cards
  • Parental spend controls
  • Shared savings goals
Coming Soon

Better banking starts here

No fees, no minimums, no BS. Just a bank account that actually works for you.

Coming Soon
FDIC insured · No credit check to open · Takes under 2 minutes


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