HL Hunt — Business Funding
Now funding businesses nationwide

Business
Funding.

by HL Hunt — Capital when you need it

Get $10K to $5M in working capital — fast. Merchant cash advances, invoice factoring, lines of credit, and equipment financing. Apply in minutes, get funded in as little as 24 hours.

Trusted by businesses across the U.S.
✓ Funded
In 24 hours
$250,000
Pre-approved
HL Hunt Capital
DashboardOffersFunding
Pre-Approved
$250K
Ready to draw
Funding Speed
24 hrs
Same-week
Offers
4
Matched
Cash Flow (6mo)
Recently FundedView All →
AL
Apex Logistics LLC
Merchant Cash Advance
$120,000
Funded
CD
Coastal Dental Group
Invoice Factoring
$85,000
Approved
RA
Riverside Auto Repair
Business Line of Credit
$60,000
Funded
Merchant cash advances
Invoice factoring
Business lines of credit
Equipment financing
SBA loan prep
24-hour approvals
No-collateral options
Merchant cash advances
Invoice factoring
Business lines of credit
Equipment financing
SBA loan prep
24-hour approvals
No-collateral options

Capital that moves at your speed

We've helped businesses across the country get funded — when the banks said no and the clock was ticking

$250M+
Funded to Businesses
24 hrs
Avg Time to Fund
90%+
Approval Rate
$5M
Maximum Funding
Funding Products

Every way to get capital

From a quick cash advance to a multi-million dollar line of credit — one application, matched to the right funding for your business

The HL Hunt Promise
We fund businesses
banks turn down.
Banks take weeks, demand collateral, and want perfect credit. HL Hunt looks at your real revenue and gets you funded in days — not months. No runaround, no endless paperwork.
Funding in as little as 24 hours
We move while banks are still deliberating
Revenue-based underwriting
We look at cash flow, not just your FICO score
A dedicated funding advisor
A real human matches you to the right product
Traditional Bank
Weeks of paperwork
Collateral required
700+ credit needed
Frequent denials
HL Hunt Capital
Apply in minutes
Revenue-based
All credit considered
90%+ approval
24h
Funding speed
$5M
Max funding
90%
Approval
Fastest to fund

Merchant Cash Advance

Get a lump sum today and repay automatically from a small percentage of your daily sales.

Daily sales Your remittance Peak days

Payments flex with the day. A slow Tuesday costs you less than a busy Saturday — advances from $10K to $2M, funded in 24–48 hours.

No new debt

Invoice Factoring

Turn unpaid invoices into cash today instead of waiting 30, 60, or 90 days to get paid.

#4417Northwind Freight
$42,800Advanced
#4418Cedar Supply Co.
$18,250Advanced
#4419Harbor Point LLC
$27,400Net-60
Advanced upfront90%

We advance up to 90% within a day and collect from your customers — so you stop chasing payments.

Revolving

Business Line of Credit

Draw what you need, when you need it — and only pay for what you use.

30%
Drawn
Approved limit$5.0M
Currently drawn$1.5M
Still available$3.5M
Interest charged onDraws only

The unused balance costs nothing, and it refills as you repay — a safety net that's always there.

Asset-backed

Equipment financing, without draining cash

Buy the trucks, machinery, or technology your business needs and spread the cost over time. The equipment itself serves as collateral.

12 months$9,240/mo
24 months$4,850/mo
48 months$2,640/mo
72 months$1,910/mo
Illustrative payments on $100,000 financed. Up to 100% of cost covered, new or used, with no other assets pledged.
Long-term capital

SBA & term loans

Bigger capital and longer terms for businesses ready to scale — we package and prep the whole application.

Document collection
Statements, returns, and P&L pulled together
Package & underwrite
Your file built the way lenders want to read it
Lender placement
Matched to the lender most likely to say yes
Close & fund
Terms up to 10 years, advisor with you throughout
One form

One application, every option

Apply once. We match you to every funding product you qualify for — no shopping around.

Line of credit
Revolving · 8% APR from
$300,000
Matched
Cash advance
1.18 factor · 9-month term
$185,000
Matched
Equipment finance
48 months · asset-backed
$120,000
Matched
24h from application to funds in your account
Nationwide

Funding for every industry

If your business generates revenue, there's a funding option for it — with underwriting that understands how your industry actually gets paid.

Trucking & logistics
Fuel, repairs, fleet
Retail
Inventory, payroll
Restaurants
Build-outs, staffing
Healthcare & dental
Equipment, expansion
Construction
Materials, projects
E-commerce
Ad spend, stock
Professional services
Hiring, receivables
Auto & repair
Lifts, parts, bays
Why HL Hunt

See how we stack up

We built HL Hunt Capital to fix everything broken about getting business funding

Feature
HL HuntYou're here
Traditional Bank
Online Lender
Time to funding24–48 hours4–8 weeks3–7 days
Minimum credit score500+700+600+
Collateral requiredMany no-collateral optionsUsually requiredVaries
Approval rate90%+~25%~50%
Funding range$10K–$5MVariesUp to $500K
Dedicated advisorEvery clientIf you qualifySelf-serve only
Multiple productsMCA, factoring, LOC & moreLimitedOne or two
← Swipe to compare →
Comparison reflects typical industry ranges as of 2026; actual terms vary by lender and borrower. Get funded with HL Hunt →
Funding estimator

See what your revenue could unlock.

Move the slider to your average monthly deposits. We'll show a working estimate of the advance size and payment schedule most businesses at that revenue see.

Average monthly revenue$50,000
$10K$500K$1M
Repayment term
Your estimateIllustrative
$62,500
Estimated advance available
Factor rate1.24
Total repayment$77,500
Weekly payment$1,987
Daily payment$397
Time to funding24–48 hrs
Get my real offer →

Estimates only — not an offer of credit. Actual amounts, factor rates, and payments are set at underwriting and depend on your revenue, time in business, industry, and credit profile.

Funding Products

Find the right capital

Four ways to fund your business — apply once and we'll match you to what you qualify for

Most flexible
Revolving
Business Line of Credit
Best for ongoing, unpredictable cash flow
8%
APR from
  • Up to $5M available
  • Pay interest only on draws
  • Revolving & reusable
  • Same-day access once approved
  • Dedicated funding advisor
Apply Now
Fastest
Merchant
Cash Advance
Best for daily-revenue businesses
1.1+
factor rate
  • $10K to $2M advances
  • Funds in 24–48 hours
  • Bad credit considered
  • No collateral required
Apply Now
No new debt
Invoice
Factoring
Best for B2B & Net-30 invoicing
1%
/mo from
  • Up to 90% advanced
  • No new debt incurred
  • We handle collections
  • Scales with your sales
Apply Now
Asset-backed
Equipment Financing
Best for trucks, machinery & technology purchases
100%
cost financed
  • Up to 100% of equipment cost
  • Terms from 12 to 72 months
  • Equipment serves as collateral
  • New & used equipment welcome
Apply Now

Rates, factor rates, and terms shown are starting points and vary by business profile, revenue, and product. Subject to approval.

How It Works

Funded in three simple steps

No stacks of paperwork, no waiting weeks for an answer — here's the whole process

1
Takes 2 minutes

Apply online

Tell us about your business and how much capital you need. One short form — and checking your options won't affect your credit.

2
Often same day

Get matched & approved

We review your real revenue and match you to every funding product you qualify for. A dedicated advisor walks you through your offers.

3
As fast as 24 hours

Get funded

Accept the offer that fits, sign electronically, and receive capital directly in your business account — sometimes the same day.

Questions

What businesses ask us first

Straight answers on qualifying, documents, cost, and timing

What do I need to qualify?
Most funding products require at least six months in business, a business bank account, and consistent monthly deposits. Credit scores from 500 are considered — we weight your revenue far more heavily than your FICO. Requirements vary by product, and your advisor will tell you exactly where you stand.
Will applying hurt my credit score?
No. Checking your options uses a soft pull, which doesn't affect your score. A hard inquiry only happens if you accept an offer and move forward with certain products — and you'll be told before that happens.
What documents do you need?
Usually your three to six most recent business bank statements, a government-issued ID, and basic business details. Larger requests, SBA packaging, and equipment financing may also need tax returns, a profit-and-loss statement, or an equipment quote.
How is a merchant cash advance different from a loan?
A merchant cash advance is a purchase of a portion of your future receivables, not a loan. Instead of interest and a fixed term, you agree to a factor rate and repay through a set percentage of your daily or weekly sales. Slower weeks mean smaller payments, but the total repayment amount is fixed at the outset.
How fast does the money actually arrive?
Approvals on cash advances and factoring often come back the same day, with funds wired within 24 to 48 hours of signing. Lines of credit and equipment financing typically take two to five business days. SBA and term loans run longer because of the underwriting involved.
Can I get funded if I already have another advance?
Often yes. We review existing positions as part of underwriting and may offer a consolidation or a second position depending on your revenue and payment history. Tell your advisor about open balances up front — it speeds everything up and gets you a more accurate offer.

Get the capital your business needs

Apply in minutes and get matched to the right funding. Checking your offers takes seconds and won't affect your credit score.

No obligation · Checking offers won't affect your credit · Funding in as little as 24 hours

HL Hunt connects businesses with funding options including merchant cash advances, invoice factoring, business lines of credit, equipment financing, and term loans. All funding is subject to approval, underwriting, and applicable terms. Rates, amounts, factor rates, and funding times shown are illustrative ranges and vary based on business profile, revenue, time in business, creditworthiness, and product selected. Not all applicants will qualify, and approval is not guaranteed. Merchant cash advances are commercial financing products and are not loans. This page is for informational purposes and does not constitute a commitment to fund or an offer of credit.