#1 Business & Personal Credit Builder
Get a clear path to building your Business & Personal credit.
The HL Hunt Business & Personal Credit Builder simplifies and accelerates the process of establishing both business and personal credit without the high costs or complexities typically associated with it. Designed with ease of use, affordability, and efficiency in mind, this innovative solution provides step-by-step guidance to build strong credit profiles. By leveraging strategic credit-building techniques, individuals and businesses can gain access to better financing options, improved credibility, and long-term financial growth.
“I have been using HL Hunt for the past year, and it has completely transformed my business credit.”
Reporting to the leading bureaus
About H.L Hunt
Delivering a personalized solution, giving you financial transparency like never before
Our business & personal credit builder offers a range of resources to help you make informed decisions. From budgeting tips and debt management to retirement planning, we have everything you need to navigate your business or personal financial journey.
- Build wealth with great business health.
Comprehensive Credit Empowerment: Building Personal & Business Credit Together
Building both personal and business credit simultaneously is a powerful strategy for achieving financial success. HL Hunt’s Comprehensive Credit Empowerment approach ensures that individuals and entrepreneurs can strengthen their credit profiles without the traditional barriers imposed by banks and lenders.
Elevate Your Business & Personal Credit with Ease!
Take your credit to the next level with a seamless, no-credit-check solution that builds both your business and personal credit at the same time. Fast approvals, high limits, and reporting to major bureaus—HL Hunt makes credit building simple and stress-free!
How it works
HL Hunt is a credit builder. Say no to declined applications. Say YES to business & personal financing.
Building both personal and business credit simultaneously is a powerful strategy for achieving financial success. HL Hunt’s Comprehensive Credit Empowerment approach ensures that individuals and entrepreneurs can strengthen their credit profiles without the traditional barriers imposed by banks and lenders.
Manage your HL Hunt Trade Line Easily
Credit Dashboard
Track and monitor your credit building progress
Your Personal Accounts
Credit Line Details
Credit Building Benefits
This credit line reports to all three major credit bureaus, helping you build credit history with every on-time payment.
A combination that gets you more out of your credit.
We believe that everyone can achieve financial wellness through education and smart financial choices, either personally or for your business.
Keep your cashflow crystal clear
Good Cash Flow helps boost business & personal credit scores. Connect your accounts with HL Hunt.
Save more and spend smarter
Track your business credit card spending through the HL Hunt Business Portal. Don’t forget to keep your utilization under 20%.
Simulate and plan your business or personal future.
Being a business owner come with the worst curveballs you’ll ever see. Having established payments and credit lines on your business report will come in handy for high limit credit cards & loans.
Whether its the present issues or future plans and growth, HL Hunt is here to help business’s establish credit as well as manage credit.
Easily mange Business & Personal
Credit scores
Managing your business and personal credit scores effectively is crucial for financial stability and growth. By monitoring your credit reports regularly, making timely payments, and keeping credit utilization low, you can maintain a strong credit profile. Utilizing credit-building strategies, such as diversifying credit accounts and disputing inaccuracies, helps improve your scores. Additionally, leveraging financial tools and professional guidance can optimize credit management, ensuring better loan approvals, lower interest rates, and greater financial opportunities for both personal and business needs.
Your Credit Journey
The Personal Credit Journey
Our clients typically see significant improvements in their credit scores within 3-6 months of following our program. Here's what you can expect:
Improved Credit Mix
Diversify your credit portfolio with the right types of accounts
Optimized Credit Utilization
Maintain ideal credit usage ratios to boost your score
Positive Payment History
Build a solid record of on-time payments
Credit Monitoring
Continuous tracking and alerts to protect your growing score
Starting Credit Score
580
Target Credit Score
720+
Business or Personal Credit Simplified
Your finances, safe and secure
With on demand credit alerts, you’ll be notified anytime your business credit was pulled. HL Hunt takes pride in our customers privacy & security.
What our users says
With our Business Finance , We believe that everyone deserves financial security and independence, that’s why we’re committed to providing you with the information and resources you need
Olivia Wattson
"I have been using HL Hunt for the past year, and it has completely transformed the way I manage my money. With its intuitive interface and helpful budgeting tools, I am now able to save more and spend less without sacrificing my quality of life. Thank you, HL Hunt!"
Natalie Craig
"As a small business owner, managing my finances has always been a challenge. But HL Hunthas made it so much easier."
Jack Frost
"As a recent college graduate, I was overwhelmed by the prospect of managing my own finances. But thanks to HL Hunt, I now feel confident and in control of my money. The personalized investment recommendations and retirement planning tools have been especially helpful in setting me up for long-term financial success."
Blake Belladona
"I have been using HL Huntfor several months now, and I have to say, it's been a game-changer for me."
Marcy Williams
"Before discovering HL Hunt, I struggled to keep track of my spending and often found myself living paycheck to paycheck. But with the help of HL Huntbudgeting and expense tracking tools, I am now able to save more and worry less about money."
Artem Phoenix
"I never realized how much money I was wasting on unnecessary expenses until I started using HL Hunt."
- About HL HUNT
Our mission is to report on time payments to all major credit bureaus
At HL Hunt, our mission is to help individuals and businesses build a stronger financial future by ensuring that on-time payments are accurately reported to all major credit bureaus. By maintaining an active membership, our clients gain access to a tradeline that reflects positive payment history, helping to improve credit scores over time. Unlike traditional credit-building methods that require loans or secured credit cards, our program offers a straightforward and effective solution for those looking to enhance their credit profile. We are committed to transparency, reliability, and empowering our members with the tools they need to achieve their financial goals.
Build Your Score Faster
HL Hunt’s Personal & Business Credit Builder program is designed to help members strengthen their credit profile by adding a positive tradeline. On average, our members experience a 99-point increase by maintaining an active membership, which reflects as a credit line on their report.
Point Increase*
Join over 4,000 HL Hunt individuals and businesses already building stronger credit with our exclusive tradeline program
How It Works – Build Business & Personal Credit
✅ Step 1: Sign Up in Minutes
Choose a plan starting at just $9.99/month and create your account. No credit checks required!
📊 Step 2: Get a Dedicated Tradeline
HL Hunt reports your membership as a tradeline to major credit bureaus, helping build your credit profile.
🚀 Step 3: Watch Your Credit Grow
Stay enrolled, make on-time payments, and see the impact on your business & personal credit over time!
💡 Start Building Today!
📢 Why Choose HL Hunt?
At HL Hunt, we make building both business & personal credit simple, affordable, and effective.
✔ Real Tradeline Reporting – Your membership is reported to major credit bureaus, helping you establish and grow credit history.
✔ Affordable & Accessible – Get started for as low as $9.99/month—no expensive fees or hidden costs.
✔ No Hard Credit Checks – Enroll with ease, no credit pull required.
✔ Designed for Growth – Our program helps you improve credit over time, unlocking better financial opportunities.
✔ Fast & Reliable – We ensure accurate, on-time reporting so you stay on track toward better credit.
💳 Join HL Hunt Today & Take Control of Your Financial Future!
Basic
Report up to a $500 business credit line to 3 major bureaus. + $39.99 on time payment.
$39.99
Recommended for
Small Business Owners with a limited budget.
- Experian
- Equifax
- Dun & Brad Street
Pro
Report up to a $1000 business credit line to 4 major bureaus. + $49.99 on time payment.
$49.99
Recommended for
Small Business Owners looking to build a better relationship with lenders, showing higher limits.
- Experian
- Equifax
- Dun & Bradstreet
- Credit Safe
Pro +
Report up to a $2500 business credit line to 5 major bureaus. + $69.99 on time payment.
$69.99
Recommended for
Small Business Owners looking to build a better relationship with lenders, showing higher limits.
- Experian
- Equifax
- Dun & Bradstreet
- Credit Safe
- SBA
Basic
Report a $500 business credit line to 3 major bureaus. + $39.99 on time payment.
$399
/year
Recommended for
Small business owners with a limited budget.
- Experian
- Equifax
- Dun & Bradstreet
Pro
Small Business Owners looking to build a better relationship with lenders, showing higher limits.
$459
/year
Recommended for
Small Business Owners looking to build a better relationship with lenders, showing higher limits.
- Experian
- Equifax
- Dun & Bradstreet
- Credit Safe
Pro +
Report a $2500 business credit line to 5 major bureaus. + $69.99 on time payment.
$799
Recommended for
Small Business Owners looking to build a better relationship with lenders, showing higher limits.
- Experian
- Equifax
- Dun & Bradstreet
- Credit Safe
- SBA
Why Choose HL Hunt Credit Builder?
See how our comprehensive credit building solution compares to alternatives
Personal Credit Building Solutions
Compare HL Hunt's personal credit building program with alternatives
| Features |
HL Hunt
Credit Builder
|
DIY Approach
Self-Managed
|
Credit Repair
Companies
|
|---|---|---|---|
| Personalized Credit Plan | |||
| Strategic Credit Building | |||
| HL Hunt Credit Line | |||
| Dispute Negative Items | |||
| Credit Monitoring | |||
| Access to Credit-Building Products | |||
| Educational Resources | |||
| Dedicated Support | |||
| Average Time to Results | 3-6 months | 12+ months | 6-12 months |
Business Credit Building Solutions
Compare HL Hunt's business credit building program with alternatives
| Features |
HL Hunt
Credit Builder
|
DIY Approach
Self-Managed
|
Other Business
Credit Services
|
|---|---|---|---|
| Business Fundability Setup | |||
| Tier 1-4 Vendor Lists | |||
| HL Hunt Business Credit Line | |||
| Business Credit Bureau Registration | |||
| Business Credit Monitoring | |||
| Step-by-Step Guidance | |||
| Funding Strategy | |||
| Average Time to First Approvals | 30-60 days | 6+ months | 3-4 months |
HL Hunt Products
