AI Debt
Collection.
by HL Hunt — Recover more, compliantly
AI that knows when to call, text, email, or send a letter — and exactly what to say. Higher recovery rates, full FDCPA/TCPA/Reg F compliance, and zero agent burnout.
Recover more with less effort
AI-driven strategies that adapt to each debtor — the right message, right channel, right time
AI collection, end to end
From first contact to payment resolution — AI manages the entire collection lifecycle while staying fully compliant
AI decides when, how, and what to say — automatically
Our models analyze debtor behavior, payment history, channel preference, and response patterns to craft the optimal outreach strategy for every single account.
Full FDCPA, TCPA & Reg F compliance
Every contact checked against federal and state regulations in real-time. No violations, ever.
AI payment plan negotiation
AI offers personalized payment plans based on what each debtor can realistically afford — increasing resolution rates.
Multi-channel outreach
SMS, email, calls, letters, and voicemail drops — all from one platform, all compliant.
Skip tracing & contact enrichment
Bad phone numbers and outdated addresses kill recovery rates. Our AI-powered skip tracing finds current contact information so your outreach actually reaches debtors.
Recovery analytics
Real-time dashboards tracking recovery rates, agent performance, channel effectiveness, and portfolio aging.
From placement to recovery in 4 steps
Upload your accounts, AI does the rest — outreach, negotiation, payment, and reporting.
Pricing that scales with you
Start free. Your commission rate drops from 26% to 3% as you grow — you keep more of every dollar recovered.
- 50 active collections
- AI text + email outreach
- 500 SMS / 1,000 emails
- 1 team seat
- Community support
- 250 active collections
- AI text + email outreach
- 2,500 SMS / 5,000 emails
- 3 team seats
- Standard support
- 1,500 active collections
- AI voice agent (1,200 min/mo)
- 12,000 SMS / 25,000 emails
- 10 team seats
- Custom AI training
- 7,500 active collections
- 60,000 SMS / 100,000 emails
- 6,000 voice minutes
- 25 team seats
- Priority support + CSM
- Unlimited collections
- Unlimited SMS, voice & email
- Unlimited team seats
- SOC 2 reports & DPA
- Dedicated success manager + SLA
Retire the old collection playbook
Traditional agencies take half your recovery, move slowly, and put your brand at risk. AI does it better on every axis.
Start recovering what's owed to you
Upload your first batch of accounts and let AI handle the rest. Higher recovery rates, zero compliance risk.