Software
HL Hunt — Seller Finance Software
Be Your Own Lender

Seller
Finance.

by HL Hunt — Finance directly to your customers

Sell anything on payments — no bank needed. Create financing offers, collect monthly payments, and manage your loan portfolio from one platform. You're the lender now.

Launching soon — join the waitlist
$425/mo
Payment received
12 deals
Active financing
HL Hunt Seller Finance
Active DealPortfolio
Rolex Submariner
$14,500
Financing Active
Monthly Payment
$425
Term
36 months
APR
9.9%
Remaining
$12,750
AS
Alex Santoro
Buyer · 4 payments made · On time
Current
Payment Schedule
Jan 15, 2026$425.00Paid
Feb 15, 2026$425.00Paid
Mar 15, 2026$425.00Paid
Apr 15, 2026$425.00Paid
May 15, 2026$425.00Due Next
Finance anything you sell
No bank required
Set your own terms
Auto-collect payments
Built-in contracts
Payment reminders
Portfolio dashboard
Finance anything you sell
No bank required
Set your own terms
Auto-collect payments
Built-in contracts
Payment reminders
Portfolio dashboard

You sell it, you finance it

Turn any sale into a financing deal. Set the price, set the terms, collect monthly — all without a bank in the middle.

0%
Bank Involvement
60s
Create a Finance Deal
Auto
Payment Collection
100%
You Keep the Interest
Platform

Everything to be your own lender

Create deals, generate contracts, collect payments, track your portfolio, and manage defaults — all from one dashboard

Create a financing deal in 60 seconds

Enter the item, set the price, pick the terms — our platform generates the payment schedule, contract, and buyer checkout link automatically. Share it and start collecting.

Set any price, APR, term length, and down payment
Full control — your deal, your rules, your interest revenue
AI generates amortization schedule instantly
Principal, interest, and balance calculated for every payment
Share a checkout link — buyer signs & pays
Digital contract, e-signature, and first payment in one flow

Auto-collect payments

ACH, card, or bank transfer — payments are collected automatically on the schedule you set. No chasing.

ACH auto-debit on schedule
Set it and forget it
Smart payment reminders
SMS + email before due date
Failed payment retry logic
Auto-retries before marking late

Legal contracts built in

AI generates a state-compliant financing agreement, promissory note, and TILA disclosure for every deal.

Auto-generated contracts
Customized per deal terms
E-signature built in
Buyer signs digitally
TILA disclosures
APR, finance charge, total of payments

Portfolio dashboard

Track every deal, every payment, every buyer. See who's current, who's late, and how much revenue you're earning.

100%
Your interest, your revenue

Late payment & default management

When buyers miss payments, the platform auto-escalates — reminders, late fees, and if needed, connects to our AI collections engine. You stay protected.

Automatic late fee calculation
Applied per your contract terms
Escalation notifications to buyer
Gentle → firm → final notice, automated
Collections integration
Hand off to AI debt collection with one click

Report to credit bureaus

Incentivize on-time payments by reporting to Equifax, Experian, and TransUnion via our Metro 2 integration.

3
Bureaus — optional reporting
How It Works

From sale to financing in 4 steps

No banking license needed. No complex underwriting. Just create a deal, share the link, and start earning interest.

1
Create a deal
Enter the item, price, down payment, APR, and term. Platform calculates the payment schedule instantly.
2
Share with buyer
Send the checkout link. Buyer reviews terms, signs the contract digitally, and makes the down payment.
3
Auto-collect monthly
Payments are collected automatically via ACH or card. Reminders sent before each due date.
4
Earn interest revenue
You keep 100% of the interest. Track your portfolio, revenue, and payoff status from the dashboard.
Who It's For

Finance anything you sell

If you sell it, you can finance it. From luxury goods to real estate to everyday items — be your own bank.

Watch & Jewelry Dealers
Finance Rolex, AP, Cartier directly. Buyer pays monthly, you earn interest on the full retail price.
Popular
Private Auto Sales
Sell vehicles with seller financing. Built-in title lien tracking and payment management.
Popular
Real Estate
Owner financing for homes, land, and investment properties. Amortization and escrow built in.
Electronics & Tech
Finance laptops, cameras, phones — let customers pay over time and increase your average ticket.
Equipment & Tools
Contractors, studios, and shops financing equipment purchases directly to their clients.
Furniture & Home
Offer in-house financing on big-ticket home furnishings. No third-party BNPL needed.
Service Businesses
Contractors, dentists, vets — finance big invoices directly. Clients pay monthly, you get paid.
Any Seller, Any Item
If someone will buy it on payments, you can finance it. Set your terms and start earning.
Flexible

Simple pricing

No percentage of your deals. Flat monthly fee based on portfolio size.

Starter
$29/month
up to 10 active deals
Perfect for Individual Sellers
  • Create & manage deals
  • Auto-collect payments
  • Contract generation
  • Payment reminders
  • Dashboard
Coming Soon
Most Popular
Business
$79/month
up to 50 active deals
Perfect for Dealers & Shops
  • Everything in Starter
  • Late fee automation
  • Bureau reporting
  • Collections integration
  • Priority support
Coming Soon
Enterprise
Custom
unlimited deals
Perfect for Large Operations
  • Everything in Business
  • White-label portal
  • API access
  • Dedicated account mgr
Coming Soon

Be your own lender — launch soon

Finance anything you sell directly to your customers. Set the terms, collect the payments, keep the interest. No bank required.

Launching soon — join the waitlist
All figures presented are forward-looking estimates. HL Hunt has not yet launched this product, and the projections reflect internal modeling of anticipated performance and potential transaction volume.