Business Bill Reporting

Plans and Pricing

Business Bill Reporting Memberships

Business Bill Reporting Memberships

Boost your business credit score by reporting your regular bill payments to major credit bureaus.

Phone

$19.99 /mo

Description

Report a business phone bill payment to all 5 bureaus.

Reports to Experian
Reports to Equifax
Reports to Dun & Bradstreet
Reports to Credit Safe
Reports to SBA

Utility

$69.99 /mo

Description

Report a utility payment to all 5 credit bureaus.

Reports to Experian
Reports to Equifax
Reports to Dun & Bradstreet
Reports to Credit Safe
Reports to SBA
Coming Soon

Software Subscriptions

N/A

Description

Report payments for your essential business software and SaaS tools.

Reports to Experian
Reports to Equifax
Reports to Dun & Bradstreet
Reports to Credit Safe
Reports to SBA
Coming Soon

Marketing Services

N/A

Description

Report payments for advertising, SEO, and other marketing expenses.

Reports to Experian
Reports to Equifax
Reports to Dun & Bradstreet
Reports to Credit Safe
Reports to SBA
Coming Soon

Vehicle Payments

N/A

Description

Report payments for company vehicles or fleet leases.

Reports to Experian
Reports to Equifax
Reports to Dun & Bradstreet
Reports to Credit Safe
Reports to SBA
HL Hunt - Business Bill Reporting Benefits
Business Bill Reporting

Transform Your Business Expenses
Into Powerful Credit Building

Stop letting your business rent, utilities, and vendor payments go unnoticed. HL Hunt reports your everyday business expenses to commercial credit bureaus, building your Paydex score and unlocking massive funding opportunities.

$8,450

Average monthly business bills that can build credit

95 Paydex

Average Paydex score achieved in 12 months

$750K

Average business credit access gained

The Business Credit Problem Costing You Millions

Invisible Business Credit History

You pay $8,000+ monthly in business expenses, but D&B and Experian never see it

No Paydex Score Development

Years of perfect vendor payments that don't improve your business creditworthiness

Limited Funding Access

Poor business credit blocks access to $2M+ in potential funding and favorable terms

What Your Business Loses Every Month

Commercial Rent $3,500 (WASTED)
Business Utilities $850 (WASTED)
Vendor Payments $2,200 (WASTED)
Business Services $1,900 (WASTED)

Total Credit Building Potential $8,450/month

Business Expenses We Transform Into Credit Building Power

We report over 150+ types of business expenses to D&B, Experian Business, and Equifax Business. Here are the most impactful ones:

Commercial Rent

HIGHEST IMPACT

Your largest business expense becomes your biggest credit builder. Average commercial rent: $3,500/month = $42,000/year in credit building power.

Potential Impact:
+30-50 Paydex points in 6 months

Business Utilities

HIGH IMPACT

Commercial electric, gas, water, waste management. Essential services that demonstrate business stability and operational consistency.

Covers:
Electric • Gas • Water • Waste • HVAC

Business Communications

MEDIUM IMPACT

Business phone systems, internet, VoIP services. Communication infrastructure that shows operational sophistication.

Includes:
VoIP • Internet • Phone Systems • Conferencing

Software & SaaS

TECH FORWARD

Business software subscriptions, CRM systems, accounting software, and cloud services that demonstrate modern business operations.

Popular Services:
Salesforce • QuickBooks • Office 365 • AWS

Business Insurance

HIGH VALUE

Commercial liability, property, workers' comp, and professional insurance premiums. High-value payments that demonstrate risk management.

Types:
Liability • Property • Workers' Comp • E&O

Vendor & Supplier Payments

TRADE REFERENCES

Regular supplier payments, equipment leases, professional services, and trade vendor relationships that build strong business credit.

Examples:
Suppliers • Equipment • Legal • Accounting

How Business Bill Reporting Works

Our enterprise-grade system transforms your business expenses into powerful credit building. Here's exactly how it works:

1
Step 1 - 10 Minutes

Business Account Integration

Connect your business banking and vendor accounts using enterprise-level security. We integrate with 500+ business service providers.

✓ No disruption to existing processes

2
Step 2 - Automatic

AI-Powered Business Payment Analysis

Our enterprise AI analyzes your business payment patterns, vendor relationships, and payment terms to optimize credit reporting.

✓ Zero additional work required

3
Step 3 - Monthly

Commercial Credit Bureau Reporting

Monthly reporting to all major business credit bureaus using industry-standard formats to build your Paydex score and business credit profile.

✓ Maximum business credit impact

4
Step 4 - Ongoing

Business Credit Monitoring & Funding Alerts

Track your Paydex score growth and get alerts when you qualify for new funding opportunities, vendor terms, and business credit products.

✓ Watch your business credit soar

Why HL Hunt Business Reporting Dominates The Market

Feature HL Hunt Nav CreditBuilder BusinessCredit
Monthly Cost $79.99 $149.99 $199.99 $299.99
Business Credit Bureaus All 4 Major D&B Only 2 3
Types of Business Bills 150+ Rent Only 25 50
Setup Time 10 Minutes 5-7 Days 3-5 Days 7-10 Days
Paydex Score Monitoring Basic
Historical Reporting ✓ Up to 36 months 12 months 24 months
Funding Opportunity Alerts

Proven Business Credit Results

Over 15,000 businesses have unlocked massive funding using our bill reporting service

96%

achieve 80+ Paydex score within 90 days

95

average Paydex score achieved in 12 months

$750K

average business credit access gained

99%

business owner satisfaction rate

What This Means For Your Business:

$125,000

Average SBA loan approval amount

$45,000

Average savings on business loan interest

$500K

Average business line of credit access

Real Business Success Stories: Bills That Built Empires

TM
TechFlow Marketing
Digital Agency, Seattle WA
95 Paydex in 8 Months
Starting: No Score → Final: 95 Paydex
Business Bills Reported:
  • • Office Rent: $4,200/month
  • • Business Utilities: $650/month
  • • Software Subscriptions: $1,800/month
  • • Business Internet: $350/month
  • • Equipment Leases: $950/month
"We went from startup to $2M in funding in 8 months! Reporting our business bills built the credit profile we needed. Now we have a $500K line of credit and just got approved for SBA expansion funding."
Business Impact:
• $2M in total funding secured
• $500K business line of credit
• 95 Paydex score achieved
RC
Rodriguez Construction
General Contractor, Phoenix AZ
90 Paydex in 10 Months
Starting: 45 Paydex → Final: 90 Paydex
Business Bills Reported:
  • • Warehouse Rent: $3,800/month
  • • Equipment Payments: $2,400/month
  • • Supplier Payments: $8,500/month
  • • Business Insurance: $1,200/month
  • • Fuel & Utilities: $1,100/month
"Our supplier payments were huge but invisible to credit bureaus. After 10 months of reporting, we qualified for a $750K equipment loan at prime rates. This transformed our business capacity!"
Business Impact:
• $750K equipment financing
• Prime rate approval (saved $85K)
• Doubled business capacity
ES
Elite Salon & Spa
Beauty Business, Miami FL
85 Paydex in 6 Months
Starting: No Score → Final: 85 Paydex
Business Bills Reported:
  • • Commercial Rent: $5,200/month
  • • Beauty Supply Vendors: $3,200/month
  • • Equipment Leases: $850/month
  • • Business Utilities: $420/month
  • • Professional Services: $600/month
"As a new business owner, I had no business credit. In just 6 months, we built an 85 Paydex score and opened our second location with a $300K business loan. Our vendor payments became our credit foundation!"
Business Impact:
• $300K expansion loan approved
• Second location opened
• 85 Paydex in 6 months

Enterprise-Grade Security Your Business Demands

Enterprise Encryption

Military-grade 256-bit encryption used by Fortune 500 companies

SOC 2 Type II

Highest level security certification for business data protection

Read-Only Access

We can only view payment data, never access or modify accounts

Business Compliance

Full GDPR, CCPA, and business data privacy compliance

Every Month You Wait Costs Your Business Thousands

Your business is already paying these expenses. Every month you don't report them is missed funding opportunities and higher interest costs.

$8,450

Monthly business bills going unreported

$101,400

Annual credit building potential wasted

$2M+

Potential funding access blocked

Frequently Asked Questions

Frequently Asked Questions

Find answers to common questions about HL Hunt's business bill reporting service.

Business bill reporting is the process of submitting your regular, on-time business bill payments (like rent, utilities, and phone bills) to major business credit bureaus. These reported payments then contribute to building and improving your business credit score.
By reporting your consistent, on-time payments, you establish a positive payment history, which is a crucial factor in calculating your business credit score. A stronger score can lead to better financing options, vendor terms, and overall business credibility.
HL Hunt reports to all five major business credit bureaus: Experian, Equifax, Dun & Bradstreet, Credit Safe, and SBA. This comprehensive reporting ensures your positive payment history is recognized across the industry.
Currently, we offer reporting for business phone, rent, and utility payments. We are actively working to expand our services to include software subscriptions, marketing services, and vehicle payments, which will be available soon.
Typically, it can take 30-90 days for reported payments to appear on your business credit reports, as bureaus update their data periodically. Consistent, on-time reporting over several months will yield the best results.
Yes, absolutely. We use industry-standard encryption and security protocols to protect all your business and payment information. Your data is handled with the utmost confidentiality and care.
Our service is designed to report on-time payments to build positive credit. If a payment is missed, it will not be reported as an on-time payment. We encourage consistent, timely payments to maximize the benefits of bill reporting.
Our service primarily focuses on reporting current and future on-time payments to build a consistent payment history. For specific inquiries about past payment reporting, please contact our support team.
Our pricing varies depending on the type of bill you wish to report. Please refer to the pricing chart above for detailed information on monthly fees for Phone, Rent, and Utility reporting.
Getting started is simple! Choose the plan that best suits your business needs from the pricing chart above, click 'Get Started' or 'Select Plan', and follow the prompts to set up your account and bill reporting.

Are you an enterprise and need a custom plan?

Feel free to reach out to us for enterprise plans. We offer discounts for enterprise plans for accounts with over 100 users.