About us
HL Hunt — Building Financial Confidence at Scale
A purpose-driven financial group delivering credit solutions, insurance, advisory services, and fintech infrastructure for individuals and enterprises worldwide.
Our Mission & Vision
At HL Hunt, our mission is simple: to strengthen financial opportunity and trust for people and businesses through transparent credit solutions, modern insurance, and expert advisory. We envision a future where economic mobility is accessible — powered by secure technology, rigorous compliance, and product design that centers real-world outcomes.
Our History & Evolution
From our founding vision to today's comprehensive financial ecosystem, HL Hunt has consistently evolved to meet the changing needs of modern businesses and consumers.
The Foundation
HL Hunt was founded with a clear vision: to democratize access to financial services and credit building tools. We recognized that traditional financial institutions often left gaps in serving both emerging businesses and individuals seeking to establish or rebuild credit.
Early Growth
Our initial credit building solutions quickly gained traction, leading to the expansion of our product suite. We added insurance services and consulting capabilities, recognizing that comprehensive financial health requires multiple complementary solutions.
Technology Innovation
We invested heavily in building proprietary fintech infrastructure, developing platforms like BusinessOS, PayFlow, and our Metro 2 reporting software. This technological foundation enabled us to scale while maintaining security and compliance standards.
Global Expansion
As our reputation grew, we expanded beyond domestic markets to serve international clients. We established partnerships with global financial institutions and built cross-border payment capabilities to support businesses operating in multiple jurisdictions.
Enterprise Evolution
Today, HL Hunt serves thousands of businesses and individuals worldwide. We've evolved from a credit-focused startup to a comprehensive financial services group with capabilities spanning credit, insurance, payments, banking, and enterprise software.
Future Vision
We continue to innovate with emerging technologies including blockchain, AI-powered underwriting, and real-time financial analytics. Our roadmap focuses on making financial services more accessible, transparent, and effective for the next generation of businesses and consumers.
Global Reach, Trusted Worldwide
Serving clients across multiple continents with deep expertise in international financial services, cross-border compliance, and multi-jurisdictional regulatory frameworks.
International Operations
Team Members Worldwide
Office Network
Global Support Operations
International Operations
North America
Primary operations center with full-stack engineering, compliance, and executive leadership teams serving clients across the United States and Canada.
International Markets
Strategic partnerships and service delivery across key international markets with localized compliance and customer support capabilities.
Cross-Border Solutions
Specialized infrastructure for international transactions, multi-currency support, and global payment processing with full regulatory compliance.
Global Compliance Network
Dedicated teams ensuring adherence to international financial regulations, data protection laws, and regional compliance requirements.
Technology Hubs
Distributed engineering centers across multiple time zones focused on platform development, security, and infrastructure innovation.
Partner Network
Strategic alliances with international financial institutions, technology platforms, and service providers enabling global reach.
Our Group — Simple, Focused, Complementary
HL Hunt is built as a group of specialized businesses that work together to deliver end-to-end financial services.
HL Hunt Financial
HL Hunt Financial designs responsible, membership-based credit solutions and fintech infrastructure that enable consumers and businesses to build credit, access purchasing power, and benefit from frictionless payment rails. Our products combine legal-first compliance with merchant-grade integrations.
Build credit. Access capital. Transact safely.
HL Hunt Insurance
HL Hunt Insurance provides tailored protection and risk transfer solutions for modern life and business. Our underwriting blends data-driven insight with personalized service, ensuring coverage that scales with our clients' needs.
Coverage engineered for today's risks.
HL Hunt Consulting
HL Hunt Consulting partners with leaders to design resilient financial operations, regulatory programs, and product go-to-market strategies. From Metro 2 reporting playbooks to fintech product operations, we deliver executional excellence.
Strategy, compliance, execution.
Other Products & Platforms
A comprehensive suite of financial technology solutions powering credit, commerce, and growth.
Business Credit Builder
Enterprise credit establishment and optimization
Personal Credit Builder
Consumer credit building and monitoring
Business Bill Reporting
Commercial payment history to credit bureaus
Personal Bill Reporting
Rent and utility reporting for credit building
Personal Banking
Modern checking and savings accounts
Business Banking
Commercial banking and treasury services
ExecuSign By HL Hunt
Digital signature and document workflow
LockBox By HL Hunt
Secure custody and vaulting solutions
PayFlow Payment Processing
Merchant services and payment infrastructure
BusinessOS By HL Hunt
Operational management platform for enterprises
HLX Trading
Investment and trading platform
Data IQ By HL Hunt
Business intelligence and analytics suite
Hunt Credit Score
Proprietary credit scoring and assessment
Metro 2 Reporting Software
Credit bureau reporting infrastructure
Crypto Wallet
Digital asset custody and management
Committee App
Collaborative decision-making platform
SellFi Software
E-commerce financing and checkout solutions
Enterprise-Grade Technology Stack
Our infrastructure is built for scale, security, and reliability. We leverage modern cloud architecture, microservices design, and real-time data processing to deliver seamless experiences across all products.
Platform Architecture
- Multi-region cloud deployment with 99.99% uptime SLA
- Microservices architecture enabling independent scaling and deployment
- Real-time event streaming for instant transaction processing
- API-first design with comprehensive developer documentation
Security & Compliance
- SOC 2 Type II certified with annual third-party audits
- PCI DSS compliant payment processing infrastructure
- Zero-trust security model with continuous monitoring
- Automated vulnerability scanning and penetration testing
Average API Response Time
Transactions Processed Monthly
AES Encryption Standard
Built on Security, Driven by Innovation
Security and innovation are inseparable at HL Hunt. We invest in secure architecture, continuous audits, and privacy-first design. Our engineering teams deploy resilient infrastructures, layered encryption, and robust identity controls so customers can transact and build credit with confidence. Our product roadmap is grounded in compliance and real-world performance metrics.
Layered Encryption
End-to-end encryption protecting sensitive financial data
Identity Controls
Multi-factor authentication and biometric security
Continuous Audits
Regular security assessments and compliance reviews
Privacy-First
GDPR and CCPA compliant data handling
Trusted by Leading Organizations
We partner with forward-thinking businesses, financial institutions, and technology platforms to deliver integrated financial solutions at scale.
Enterprise Clients
Fortune 1000 companies leverage our B2B credit solutions, payment infrastructure, and consulting services to optimize their financial operations.
SMB Partners
Small and medium businesses use our credit building tools and insurance products to strengthen their financial foundation and protect their assets.
Platform Integrations
Technology platforms embed our APIs to offer white-label credit, payment, and insurance solutions to their user bases.
Partnership Opportunities
We're actively seeking strategic partnerships with financial institutions, technology platforms, and distribution partners who share our commitment to responsible financial services.
White-Label Solutions
Embed our products under your brand
API Integration
Seamless technical integration with full support
Revenue Sharing
Competitive economics and transparent terms
Strategic Partnerships & Ecosystem
HL Hunt's strength lies in our deep integration with the broader financial services ecosystem. We collaborate with leading institutions, technology providers, and regulatory bodies to deliver seamless, compliant solutions.
Banking Infrastructure
We partner with FDIC-insured financial institutions to provide secure banking services, ensuring deposits are protected and transactions are processed through established banking networks. Our banking partners enable us to offer checking, savings, and business banking products with full regulatory compliance.
Payment Networks
Our payment processing infrastructure integrates with major card networks and ACH systems, enabling seamless transactions across multiple channels. We maintain direct relationships with payment processors to ensure fast settlement times and competitive interchange rates.
Credit Bureaus
We maintain direct reporting relationships with major credit bureaus, enabling real-time Metro 2 reporting for our credit building products. This ensures our clients' positive payment history is accurately reflected in their credit profiles.
Insurance Carriers
Our insurance division works with A-rated insurance carriers to underwrite policies across multiple lines of coverage. These partnerships allow us to offer competitive rates while maintaining strong financial backing for all policies.
Technology Platforms
We integrate with leading cloud infrastructure providers, security platforms, and enterprise software systems. Our technology partnerships enable us to leverage best-in-class tools for identity verification, fraud prevention, and data analytics.
Regulatory Bodies
We maintain active relationships with state and federal regulatory agencies, ensuring our operations meet all licensing requirements. Our compliance team works closely with regulators to stay ahead of evolving financial services regulations.
Ecosystem Integration
Our partnerships create a comprehensive financial services ecosystem where credit, payments, insurance, and banking work seamlessly together. This integration allows us to offer holistic solutions that address the complete financial needs of our clients.
Direct API Integrations
Real-Time Data Exchange
Unified Compliance Framework
Responsible Growth, Measurable Impact
We believe scale must be paired with responsibility. HL Hunt measures impact across client financial health, responsible underwriting outcomes, and ethical data stewardship. We partner with community organizations to expand financial literacy and build paths to credit for underserved segments.
Clients Served
Community Grants
Operations by 2025
Join Us / Partner With Us
We're building teams and partnerships that match our ambition. If you're an operator, engineer, compliance leader, or potential partner eager to help scale trusted financial services, we want to meet you. For commercial inquiries or investor briefings, request a meeting with our Growth & Partnerships team.