Business Credit Builder
Plans and Pricing
Choose Your Business Credit Building Membership
Build your business credit with our comprehensive tradeline packages. All plans include reporting to major credit bureaus.
Basic
Tradeline Amount
$100
Bronze
Tradeline Amount
$500
Pro
Tradeline Amount
$1,000
Pro+
Tradeline Amount
$2,500
Elite
Tradeline Amount
$5,000
Million
Tradeline Amount
$10,000
Billion
Tradeline Amount
$15,000
Build Business Credit in 4 Simple Steps
Our streamlined process makes building business credit straightforward and effective. No hidden fees, no complicated requirements – just results.
Account Setup
HL Hunt opens a dedicated business account for you with a predetermined credit limit tailored to your business needs.
Quick approval process with competitive credit limits
Marketplace Access
Use your credit exclusively on our curated marketplace featuring essential software, products, and business services.
Thousands of business tools and services available
Monthly Reporting
Every month, your payment history is automatically reported to all major business credit bureaus.
Consistent reporting builds your credit profile
Credit Growth
Watch your business credit score improve with our trade reference letters and consistent bureau reporting.
Establish strong business credit foundation
Reported to All Major Business Credit Bureaus
Your payment history is automatically reported monthly to ensure comprehensive credit building
Dun & Bradstreet
Equifax Commercial
Experian Commercial
SBFE
Why Choose HL Hunt?
Controlled Spending
Credit can only be used on our vetted marketplace, ensuring responsible business spending
Automatic Reporting
Monthly payment history automatically reported to all major business credit bureaus
Trade Reference Letters
Receive official trade reference documentation to strengthen your credit profile
Business Marketplace
Access thousands of essential business tools, software, and services
Build Credit While You Grow
Every purchase on our marketplace contributes to building your business credit score, creating a positive cycle of growth and credibility.
Average Credit Score Improvement
+85 Points
in the first 12 months
How Our Tradelines Accelerate Your Success
Our established tradelines provide immediate credibility and long-term credit building advantages that traditional methods can't match.
What Are Tradelines?
Tradelines are credit accounts that appear on your business credit report, showing your payment history, credit limits, and account age. They're the foundation of your business credit profile.
Shows consistent, on-time payments
Demonstrates available credit capacity
Establishes credit history length
Instant Credit Boost
Our established tradelines immediately improve your credit profile, often resulting in score increases within 30-60 days rather than waiting months or years.
- Immediate credit history establishment
- Faster qualification for business loans
- Higher credit limits from other lenders
Enhanced Credibility
Established tradelines signal to lenders and vendors that your business is financially responsible and creditworthy, opening doors to better terms and opportunities.
- Better vendor payment terms
- Lower interest rates on loans
- Increased business opportunities
Business Separation
Our tradelines help establish clear separation between your personal and business credit, protecting your personal assets while building business credibility.
- Protect personal credit score
- Establish business entity credit
- Qualify for business-only financing
Comprehensive Reporting
Unlike many tradeline services, we report to all major business credit bureaus, ensuring maximum impact and comprehensive credit profile development.
- Reports to all 4 major bureaus
- Monthly automated reporting
- Detailed payment history tracking
Real Results from Our Tradelines
See how our tradelines have transformed businesses across industries
of clients see credit score improvement within 60 days
average additional credit access gained
average time to first credit score increase
client satisfaction rate
Ready to Leverage Our Tradelines for Your Business?
Join thousands of businesses that have accelerated their credit building with our proven tradeline system.
The 12-Month Advantage
Your Business Credit Success Depends On It
Building strong business credit isn't an overnight process—it's a strategic investment. Here's why staying the full 12 months is crucial for maximum results and long-term business growth feel free to cancel anytime, but we recommend atleast 12 months.
Critical Warning: Early Cancellation Risks
Canceling before 12 months can actually waste your investment. Here's what happens when you quit too early:
- Account closure reduces your available business credit, increasing utilization ratio
- Loss of positive payment history before it fully impacts your Paydex score
- Shortened business credit age, negatively affecting your business credit profile
- Wasted investment with minimal to no significant business credit improvement
Your Business Credit Building Journey: Month by Month
Paydex Generation
Your account begins reporting to bureaus, initiating your Paydex score generation.
0 to 80 Paydex score (typically within 60 days)
Starter Credit Access
With an established Paydex, qualify for initial vendor and revolving accounts.
Access to starter credit lines & vendor terms
Tier 2 & Bank Credit Readiness
Consistent payment history enables access to higher-tier vendors and small bank loans.
Increased credit capacity & better terms
Prime Lending & High Limits
Full 12-month history unlocks prime lending rates and significant credit lines.
90-100 Paydex, substantial funding opportunities
Short-Term vs Long-Term Results: The Dramatic Difference
3-6 Months
12+ Months
Why 12 Months is the Business Credit Sweet Spot
Bureau Recognition & Paydex Maturity
Business credit bureaus need 12+ months of consistent payment history to fully recognize and weight your tradeline, leading to a mature Paydex score.
Maximum Funding Potential
The most significant business funding opportunities and highest credit limits become available after establishing a full year of positive history.
Enhanced Lender Confidence
Business lenders and investors prefer to see at least 12 months of payment history before offering their best rates and terms for substantial financing.
Stronger Business Profile
A 12-month history establishes your business as reliable and creditworthy, improving your overall business profile for partnerships and contracts.
Optimal Credit Utilization
12 months allows your business credit utilization ratio to stabilize and optimize, providing maximum benefit to your business credit score.
Long-Term Business Growth
The robust business credit built over 12 months provides a foundation for sustained growth, enabling future expansion and investment.
Real Results: 12-Month Business Success Stories
See the dramatic difference 12 months makes for businesses
Business Credit Client
"After 12 months, we secured a $250K line of credit that fueled our expansion. The commitment paid off!"
Business Credit Client
"Hit 80 Paydex fast, then kept going. Now we get incredible vendor terms and equipment financing."
Business Credit Client
"The 12-month journey was key. Our business now has access to capital we never thought possible."
Commit to Your Business's Financial Future
Stay the Full 12 Months
Your business credit score is a powerful asset. Don't shortchange your company's potential by quitting early. Commit to the full 12 months and unlock maximum funding and growth opportunities.
Are you an enterprise and need a custom plan?
Feel free to reach out to us for enterprise plans. We offer discounts for enterprise plans for accounts with over 100 users.
HL Hunt Business FAQ's
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What is HL Hunt’s Business Credit Builder?
HL Hunt’s Business Credit Builder is a program designed to help entrepreneurs and business owners establish, build, and maintain strong business credit separate from their personal credit.
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Why is business credit important?
A strong business credit profile allows your company to qualify for funding, better loan terms, trade credit, and other financial benefits without relying on personal credit.
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Does this program require a personal guarantee?
No, We don't require any PG or any history.
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How long does it take to build business credit?
With the right strategy, businesses can start seeing results in as little as 30 to 90 days, with significant improvements in 6 to 12 months. Our membership packages will report the following month from your signup!
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Will this program help my business get funding?
Yes! A stronger business credit profile increases your chances of securing business loans, credit lines, and vendor accounts.
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Does HL Hunt help with business credit monitoring?
Yes, we provide tools and services to track your business credit progress with major business credit bureaus.
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Which business credit bureaus does HL Hunt work with?
We help establish and build credit with Dun & Bradstreet (D&B), Experian Business, and Equifax Business & TransUnion.
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Can this program help a startup with no business credit history?
Yes!
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What are tradelines, and do you provide them for businesses?
Tradelines are credit accounts that report to business credit bureaus. Yes, we offer tradelines to help boost your business credit profile.
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Does my business need to be incorporated to build credit?
Yes, having an LLC, S-Corp, or C-Corp is essential for separating business and personal credit.
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Can I get business credit with bad personal credit?
Yes! Business credit is built separately from personal credit, so a poor personal score won’t stop you from establishing strong business credit.
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How much does the HL Hunt Business Credit Builder cost?
Memberships start at $9.99/mo.
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What types of credit can my business qualify for?
Your business can qualify for trade credit, business credit cards, equipment financing, vehicle leases, and even unsecured business loans.
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What industries does this program support?
We help businesses across all industries, from startups and e-commerce to trucking, real estate, and service-based businesses.
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Will applying for business credit impact my personal credit?
No, business credit applications typically do not impact personal credit unless a personal guarantee is required.
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Can I use business credit to finance my company’s growth?
Absolutely! Business credit helps secure working capital, buy equipment, and manage cash flow without relying on personal funds.
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How do I get started with HL Hunt’s Business Credit Builder?
Simply pick out your desired membership and begin the process of building your credit!