Credit Score Simulator - HL Hunt

Credit Score Simulator

Simulate how different factors affect your personal and business credit scores in real-time

Personal Credit Factors

100% 35% Impact
Poor (60%) Perfect (100%)
30% 30% Impact
0% (Best) 100% (Worst)
5 years 15% Impact
New (0 years) Established (20+ years)
3 types 10% Impact
1 Type 5+ Types
2 10% Impact
0 (Best) 10+ (Worst)
720
FICO Score
Good
Qualify for most loans

Score Factor Breakdown

Payment History 100%
35%
Credit Utilization 70%
30%
Credit Age 25%
15%
Credit Mix 60%
10%
New Inquiries 80%
10%

Improvement Tips

HL Hunt's 0% APR tradelines help maintain low utilization!

Business Credit Factors

100% 40% Impact
Poor (60%) Perfect (100%)
25% 25% Impact
0% (Best) 100% (Worst)
3 years 15% Impact
New (0 years) Established (10+ years)
Medium 10% Impact
Low Risk High Risk
Medium 5% Impact
Startup Enterprise
4 5% Impact
0 References 10+ References
80
D&B Score
Excellent
Best business terms

Score Factor Breakdown

Payment History 100%
40%
Credit Utilization 75%
25%
Business Age 30%
15%
Industry Risk 60%
10%
Company Size 60%
5%
Trade References 40%
5%

Business Credit Tips

HL Hunt business tradelines report to D&B and Experian Business!

Your Credit Profile Summary

Personal Credit

720
FICO
720 - Good

Business Credit

80
D&B
80 - Excellent

Build Both Personal & Business Credit with HL Hunt

Our unique tradeline system helps you build both personal and business credit simultaneously with 0% APR forever. Get up to $10,000 personal credit and $15,000 business credit while shopping our exclusive marketplace.

0%
APR Forever
$25K
Combined Credit Limit
All 3
Credit Bureaus

No credit check required • Instant approval • Start building credit today