HomeElementor #1146

Elementor #1146

Credit Dashboard

Track and monitor your credit building progress

Your Personal Accounts

(3 accounts)
PP
Primary Personal
Active
Credit Score
710
Utilization
30%
SP
Secondary Personal
Credit Score
685
Utilization
25%
JA
Joint Account
Credit Score
740
Utilization
15%
πŸ’³
HL Hunt Credit Line
Exclusive credit line for Primary Personal
Good Standing
Credit Line Usage 25%
πŸ’° Credit Limit
$5,000
πŸ’΅ Available
$3,750
⏱️ Next Payment
May 15, 2025
$125

Credit Line Details

Current Balance: $1,250

APR: 0%

Last Reported: Apr 1, 2025

Reports To: All 3 Major Bureaus
βœ…

Credit Building Benefits

This credit line reports to all three major credit bureaus, helping you build credit history with every on-time payment.

Current Credit Score
πŸ“ˆ
710
πŸ“ˆ +130 points from 6 months ago
Credit Utilization
πŸ₯§
30%
Excellent- Under 30% recommended
Active Accounts
πŸ’³
5
Good- Diverse mix of accounts
Available Credit
πŸ’΅
$12,500
πŸ“ˆ +$2,500 from last month
🎯
Credit Improvement Plan
Personalized recommendations to boost your score
πŸ’³

Increase Credit Limits

Request credit limit increases on your existing accounts to lower your overall utilization.

Learn how
πŸ’΅

Pay Down Balances

Reduce balances on your highest utilization cards to improve your credit utilization ratio.

See strategy
πŸ“„

Dispute Inaccuracies

We found 2 potential errors on your credit report that could be lowering your score.

Start dispute process
πŸ””
Credit Alerts
Active
Recent activity on your credit report

New Account Reported

HL Hunt Credit Line was added to your credit report

April 1, 2025

Credit Score Change

Your score increased by 15 points

March 28, 2025

Balance Update

Credit card balance decreased by $500

March 15, 2025

πŸ•’
Payment History
Your payment history across all accounts
βœ“

HL Hunt Credit Line

April 1, 2025

Payment of $125 received on time

βœ“

Auto Loan

March 15, 2025

Payment of $350 received on time

βœ“

Credit Card

March 10, 2025

Payment of $200 received on time

πŸŽ“
Credit Education
Learn how to master your credit
πŸ“š

Understanding Credit Utilization

Learn how credit utilization affects your score and strategies to optimize it.

5 min read
πŸ“š

The Perfect Credit Mix

Discover how different types of credit accounts can boost your credit score.

7 min read
πŸ“š

Disputing Credit Errors

Step-by-step guide to identifying and disputing errors on your credit report.

10 min read